Mortgage Calculator

ESTIMATE YOUR MONTHLY COST

Mortgage Calculator

Estimate your full monthly cost at Post Oak Community, including your home payment, taxes, insurance, and lot rent. Enter a home price, choose a homesite type, and adjust the details to match your situation.

At Post Oak you own your home and lease the homesite it sits on. Your home payment and your lot rent are separate monthly costs, and lot rent is not financed as part of your loan. This calculator shows both so you can see the full picture.

Results are estimates only and don’t reflect an offer of credit or actual terms from any lender.

Your Details

Taxes & insurance

You own your home and lease the homesite. Lot rent is separate and is not financed.

Your Estimate

Down payment—
Amount financed—

Monthly

Principal & interest—
Property tax—
Insurance—
Lot rent—
Monthly total—

Estimates only. Not an offer of credit or a quote of actual terms. Tax and insurance figures vary by parcel, appraised value, exemptions, and carrier. Lot rent current as of September 29, 2026 and subject to change. Equal Housing Opportunity.

Your Details

Taxes & insurance

Reduces school district taxable value by $100,000. Available on a primary residence; not applied in the first year unless filed.

Estimated utilities

Estimates based on City of Terrell rates and Texas average electricity use. Actual costs vary by household and provider.

You own your home and lease the homesite. Lot rent is separate and is not financed.

Monthly housing total—
Estimated all-in monthly—
See full breakdown
Down payment—
Amount financed—

Monthly housing

Principal & interest—
Property tax—
Insurance—
Lot rent—

Estimated utilities

Water & sewer—
Electric—
Trash—

Estimates only. Not an offer of credit or a quote of actual terms. Tax and insurance figures vary by parcel, appraised value, exemptions, and carrier. Utility figures are estimates based on published City of Terrell rates and Texas average electricity use. Lot rent current as of September 29, 2026, subject to change, and is not financed as part of your loan. Equal Housing Opportunity.

ESTIMATE YOUR RANGE

Income Based Calculator

Enter your annual income to estimate a home price range at Post Oak Community, including lot rent. Because you lease your homesite, lot rent is part of your monthly housing cost and is factored into the result.

Results are estimates only and don’t reflect an offer of credit, a pre-qualification, or any approval decision. Your actual range depends on your lender, your credit, and your other obligations.

Amenities

Your Destination for

Comfort and Ease

Post Oak Community is planned with a clubhouse, splashpad, dog park, and playground, maintained by the community as part of lot rent. Shared amenities are part of what your homesite lease covers, so the upkeep isn’t yours to handle.

The community sits off I-20 in Terrell, about 30 minutes east of downtown Dallas, with work, shopping, and dining nearby. Amenities are planned and subject to change as construction progresses.

Our Community

Watch It Take Shape

Follow Post Oak Community in Terrell as it’s built, from graded streets and utility work to the first amenities. Construction photos and updates are posted as the site progresses, so you can see exactly where things stand.

Discover Our

Community Amenities

Outdoor swimming pool with curved metal handrail, white lounge chairs and umbrellas on a sunny day

At Post Oak Community, shared amenities are maintained by the community as part of lot rent. Planned amenities include a clubhouse, splashpad, dog park, and playground.

Amenities are planned and subject to change as construction progresses.

Frequently Asked

Questions

WE PROVIDE ANSWERS

Answers to the questions we hear most about Post Oak Community in Terrell, Texas, including homesites, land lease, and how homes are purchased. Don’t see your question? Reach out and we’ll answer it.

Post Oak Community is a new land-lease community of site-built homes in Terrell, Texas. You own your home and lease the homesite it sits on. The community includes 385 homesites in Terrell, with a clubhouse, splashpad, dog park, and playground planned for residents.

Post Oak Community is in Terrell, Texas, in Kaufman County, just off I-20 about 30 minutes east of downtown Dallas.

Homesite sizes vary across the community. The average homesite is 50 by 110 feet, or about 5,500 square feet.

Each homesite is sized for a site-built home with room left over for a yard.

Homes at Post Oak Community will be sold on-site through Roots Homes. Floor plans and pricing are in development and will be posted as soon as they’re confirmed. Join the waitlist to hear from us before homesites are released publicly.

Every home at Post Oak Community will be a site-built home, constructed on its own homesite. Floor plans, finishes, and specifications will be shared once they’re confirmed.

You buy and own your home, and you lease the homesite from the community. Lot rent is a monthly cost in addition to your home payment, and it covers the homesite and the community’s shared amenities.

Joining the waitlist doesn’t reserve a homesite. Waitlist members hear from us before homesites are released publicly, in the order they joined, and are invited to apply first. Homesites are first come, first served.